While contemplating what I would write about this week, I was reminded about how often I seem to 'run out of time'. As any true blooded entrepreneur and a woman in service, I often 'bite off more than I can chew" which I have heard my mother remind me of since I was a child.
Like many women, I have numerous obligations, fill multiple roles, and have projects with deadlines... all of which require the use of time... which I never seem to have enough of.
Many spiritual traditions do not believe in "time" as we know it; linear and able to be calculated, and that is a subject for a whole other article (or book!). Rather than waxing philosophical, I will inject a lighter note:
I love this story to which I believe we all might be able to relate (at least at some point in our lives).
A woodcutter, who is constantly exhausted by his frantic chopping all through the day, is afraid to stop knowing he has many obligations to fulfill. A friend comes by one day to talk with him about his exhausting work and to ask the woodcutter if he could inspect his axe.
After running his fingers up and down the blade, he advises his friend to take a few minutes to sharpen his axe; "your work will be easier and go more quickly". To which the woodcutter replied, "I can't... I just don't have the time"...
How many of us have been where the woodcutter is? I have to admit that this is often a familiar scenario for me. The mind-set of the woodcutter is such that he cannot see the forest for the tree (pardon the pun). I can get so dug in to what I am doing and to what still remains to be accomplished within given time frames that I often fail to see that I have a "dull axe"... even when people point it out to me!
In order to 'sharpen the axe' what can I do to have more time to accomplish what I have committed to?
1. When awakening, while in that state before full consciousness, I can begin with connecting to my Deity and surrendering my day and all of its activities to Divine guidance
2. Although challenging for me who has "done so much on my own" (or so I think), I can exercise my trust muscle. Surrendering to Divine guidance requires trust.
3. Sometime before I start my work, I can engage in a spiritual practice; studying in the faith of my choosing, reading inspirational material, journaling, engaging in yoga, (or others), meditation, contemplation, prayer...
4. Throughout the day (especially when I feel stressed and under pressure), I can take a few minutes to leave my desk (or the place of my work) and intentionally return to a state of peace. 5 - 10 minutes outside in nature, relaxing with a favorite cup of brew, or playing my favorite music (how 'bout a little dancing?)
5. And let me not forget the importance of preparing for sleep... A review of the day's accomplishments, and not what I didn't do or that still remains to be done, in a state of gratitude for those accomplishments will develop my trust muscle. After all, this is a process!
I am sure you can think of ways that you personally might 'sharpen your axe'.
Ruth Reiner is an ordained minister in the Interfaith tradition, spiritual counselor, professional nurse, certified life coach, and successful entrepreneur. She is president and co-founder of 'The International Association of Women Spiritual Leaders'. Ruth has two adult daughters with families/four grandchildren.
Showing posts with label woman business. Show all posts
Showing posts with label woman business. Show all posts
Small Woman Business Loans - A New Achievement
It can be seen that women are going the way of starting their business alone and going all the way to establish themselves. Today more and more people are moving away from traditional employments which get oneself a regular paycheck every month. The lenders are providing small woman business loans to set up things initially and manage things for some time before the income from the business starts pouring in.
Small woman business loans are of unsecured nature and their rates are slightly higher than normal loans. These loans require no security to be provided by the borrower to the lender. These loans are of crucial help to those not having a large capital base to fund their business on their own. Small woman business loan is also helpful to those who do not have a property of their own which can be placed against any collateral and those who want to start their business from the scratch or wish to expand their existing business with the help of small woman business loan.
This loan is designed specifically for self employed women, who want to start a business of their own. One can go for secured loan but that would not be beneficial for those women who are in the initial years of staring their business. One needs to apply for this type of loan with some documents related to business proof. Business profile document is the most important document to be submitted. It contains the details of the business plan and a statement of how one wants to achieve the plan. Another important document which is required for availing this loan is the loan request document. It contains the amount to be borrowed, the period for which the loan is required and any special conditions that one wishes that the lender should bear in mind before issuing the loan amount. One can repay the loan according to one's convenience. Thus, it ensures flexibility.
If one already has an existing business and want to have small woman business loan to expand it, one need to submit the financial statements of the business. These documents contain the balance sheets and statement of the flow of cash among others. Lenders consider these statements to calculate financial position and stability. A clean credit record is mandatory. People with bad credit history like arrears, payment defaults etc are not considered eligible for these types of loans. Some states and cities have loan programs, which are targeted towards providing assistance to women. It should be kept in mind that if one lives in a community property state, then the spouse must also personally guarantee the loan. Application form can be downloaded through online process. It saves time and efforts as there is no paperwork involved in it. These loans are very helpful for women who need funds for starting a business of their own and fall short of funds.
Small woman business loans are of unsecured nature and their rates are slightly higher than normal loans. These loans require no security to be provided by the borrower to the lender. These loans are of crucial help to those not having a large capital base to fund their business on their own. Small woman business loan is also helpful to those who do not have a property of their own which can be placed against any collateral and those who want to start their business from the scratch or wish to expand their existing business with the help of small woman business loan.
This loan is designed specifically for self employed women, who want to start a business of their own. One can go for secured loan but that would not be beneficial for those women who are in the initial years of staring their business. One needs to apply for this type of loan with some documents related to business proof. Business profile document is the most important document to be submitted. It contains the details of the business plan and a statement of how one wants to achieve the plan. Another important document which is required for availing this loan is the loan request document. It contains the amount to be borrowed, the period for which the loan is required and any special conditions that one wishes that the lender should bear in mind before issuing the loan amount. One can repay the loan according to one's convenience. Thus, it ensures flexibility.
If one already has an existing business and want to have small woman business loan to expand it, one need to submit the financial statements of the business. These documents contain the balance sheets and statement of the flow of cash among others. Lenders consider these statements to calculate financial position and stability. A clean credit record is mandatory. People with bad credit history like arrears, payment defaults etc are not considered eligible for these types of loans. Some states and cities have loan programs, which are targeted towards providing assistance to women. It should be kept in mind that if one lives in a community property state, then the spouse must also personally guarantee the loan. Application form can be downloaded through online process. It saves time and efforts as there is no paperwork involved in it. These loans are very helpful for women who need funds for starting a business of their own and fall short of funds.
Woman Business Loans - Get Funds For Business Development
Recently a survey proved that the percentage of women business entrepreneurs have risen to an outstanding level. Several women are opting for the field of business management as their occupation. And this all has become possible due to their magnificent efforts and proactive attitude towards the work. However, besides these attributes, another important thing that equally supported their remarkable performance is the availability of encouraging financial solutions. Woman business loans is one such reliable financial aid that aims to offer substantial monetary assistance to women, so that they can plan their business strategies in a more meticulous manner without getting worried about the arrangement of funds.
Owing to the need and ability of the borrowers, woman business loans are provided under both the categories of secured and unsecured loans. Hence, those women, who have the privilege of owning a property and are ready to offer it as security against the loan demand can procure the facility of secured woman business loans, whereas, borrowers who do not have the provision of collateral can feel secure with the availability of unsecured form of this loan. Moreover, no barriers have been placed for the low credit scorers and even they are allowed to apply for this loan on similar terms and conditions as the good credit holders. Hence, it would not be not incorrect to state the fact that every kind of borrower, can utilize the assistance of this powerful financial resource.
However, to gain the benefits of woman business loans, woman entrepreneurs are expected to fulfill a certain criteria. First of all, they are supposed to make a concrete, succinct business profile that mainly carries all the required information about their business plans, strategies and profit aspects. This profile should be informative enough to convince the lenders. In addition to this, other mandatory pre requisites of being an adult and having a substantial source of income will also be taken into consideration by the lender to judge the repayment ability of the borrower. Therefore, if you are also wondering for a good monetary assistance to bring necessary amendments in your business organization, then moving towards the option of woman business loans can stand as a fruitful idea.
Interested applicants can easily access woman business loans through banks, finance companies and money lending agencies. Try to contact finance consultancies to gather contact details about these reliable lenders. Once you shortlist the category of your preferred lenders, you can place your demand of free quotes by filling up the requisition form. These quotations, in turn will help you in selecting the most suitable loan deal from an appropriate lender. After this accomplishment, the remaining task of drafting an application is nothing more than a job of few clicks. You simply have to log on to the website of your chosen lender, where the online application form would be available. Fill up this form with your correct personal and employment details and get the loan amount deposited into your bank account in the shortest possible duration.
Owing to the need and ability of the borrowers, woman business loans are provided under both the categories of secured and unsecured loans. Hence, those women, who have the privilege of owning a property and are ready to offer it as security against the loan demand can procure the facility of secured woman business loans, whereas, borrowers who do not have the provision of collateral can feel secure with the availability of unsecured form of this loan. Moreover, no barriers have been placed for the low credit scorers and even they are allowed to apply for this loan on similar terms and conditions as the good credit holders. Hence, it would not be not incorrect to state the fact that every kind of borrower, can utilize the assistance of this powerful financial resource.
However, to gain the benefits of woman business loans, woman entrepreneurs are expected to fulfill a certain criteria. First of all, they are supposed to make a concrete, succinct business profile that mainly carries all the required information about their business plans, strategies and profit aspects. This profile should be informative enough to convince the lenders. In addition to this, other mandatory pre requisites of being an adult and having a substantial source of income will also be taken into consideration by the lender to judge the repayment ability of the borrower. Therefore, if you are also wondering for a good monetary assistance to bring necessary amendments in your business organization, then moving towards the option of woman business loans can stand as a fruitful idea.
Interested applicants can easily access woman business loans through banks, finance companies and money lending agencies. Try to contact finance consultancies to gather contact details about these reliable lenders. Once you shortlist the category of your preferred lenders, you can place your demand of free quotes by filling up the requisition form. These quotations, in turn will help you in selecting the most suitable loan deal from an appropriate lender. After this accomplishment, the remaining task of drafting an application is nothing more than a job of few clicks. You simply have to log on to the website of your chosen lender, where the online application form would be available. Fill up this form with your correct personal and employment details and get the loan amount deposited into your bank account in the shortest possible duration.
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